The Informal Economy Is 40% of GDP in Emerging Markets — and Growing
Street vendors, gig workers and micro-enterprises run the real economy. Digital rails are finally counting them.
Informal is not unbanked, it is unmeasured
In many emerging markets, informal activity dominates employment and output. The problem is measurement: businesses without ledgers are invisible to credit and tax systems alike.
Digital payments change the ledger itself — every transaction becomes data, which is why fintech credit to informal firms is the fastest-growing lending segment.
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Street vendors, gig workers and micro-enterprises run the real economy. Digital rails are finally counting them.
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